Introduction

Welcome to Platform API, you can use this API to integrate with your website.

Signature

Request

1. Sort all non-empty parameter fields in ascending ASCII order. Concatenate the values in the order of the keys to generate string StringA.

2. Encrypt StringA using the merchant's private key (queryString) with RSA to obtain the signature value sign.

Response

1. Sort all non-empty parameter fields in ascending ASCII order. Concatenate the values in the order of the keys to generate string StringA (excluding sign).

2. Decrypt sign using RSA with the platform's public key to obtain the original data, then compare it with StringA.

Callback

1. Sort all non-empty parameter fields in ascending ASCII order. Concatenate the values in the order of the keys to generate string StringA (excluding sign).

2. Decrypt sign using RSA with the platform's public key to obtain the original data, then compare it with StringA.

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Example

SignDataExample

JavaCodeExample

Request

To make a transfer request to the ClickPay gateway, you need to send an HTTP POST request to the production URL https://open.clickpay.click/gateway/cash. The JSON structure for a successful response and the required parameters for the request are provided below.

Disbursement

HTTP Request

• Method: HTTP POST
• Type: application/json

Production: POST https://open.clickpay.click/gateway/cash

Parameters

The following parameters need to be included in your POST request to make a transfer:

Parameter	Type	Required	Description	Example
merchantCode	string(32)	Y	Merchant number opened by the merchant on the platform	S820190712000002
orderNum	string(32)	Y	Merchant system unique order number	T1231511321515
money	double(15,2)	Y	Transfer amount	100000
feeType	int(1)	Y	0-Deducted from the transfer amount 1-Deducted from the merchant balance	1
dateTime	string(14)	Y	Date and time in format yyyyMMddHHmmss	20191018105510
name	string(16)	Y	Cardholder's Name	MUHAMAD JUMAEDI
currency	string(64)	Y	Currency	IDR
number	string(32)	Y	Transfer account	0120410580
bankCode	string(16)	Y	Bank code	014
accountEmail	string(50)	Y	Transfer Email,The email must be a fixed value, and only the correct format is required.	[email protected]
accountMobile	string(45)	Y	Transfer Mobile	82123234444
description	string(32)	Y	Transfer description	Test Withdraw
notifyUrl	string(100)	Y	Asynchronous notification address	https://www.example.com/notify
sign	string(512)	Y	RSA encrypted string	ja6R8eukQY9jc8z_lihKUjxMAeOirBFTu4uRM75MZzZg8f-JnGDAdKiAVkFP8LvaHbPAhpyV1SVhe2NNmnDgqDzHAhthxf1ikGYwjmPkxnktGIHL3G3NY4IYKYnL8R8DRmpC6M9TXxrONWC4C0P_HwMDphnbqzRGxV4Z3y-EZOs

Make sure all required parameters are included and properly formatted in your POST request to ensure a successful transaction.

Important Notes

• Ensure all required fields are provided and correctly formatted.
• The sign field must contain a valid RSA encrypted string for security purposes.
• The notifyUrl must be accessible URLs for handling asynchronous notifications .

JSON Response Structure

The response will be in JSON format and will contain the following fields:

Field	Description	Example Value
platRespCode	Indicates if the request was successful.	SUCCESS (request successful), FAIL (request failed), UNKNOWN (status unknown, requires manual processing), NOTEXIST (order does not exist), ERROR (error occurred)
platRespMessage	Description of platRespCode.	"Request success"
platOrderNum	Order number on the platform.	"W0620190809142621000000"
orderNum	Merchant system unique order number.	"T201908090001"
money	Amount involved in the transaction.	20000.00
feeType	Type of fee charged.	0
name	Name of the customer.	"MUHAMAD JUMAEDI"
number	Transaction number or account number.	"0120410580"
fee	Charged fee.	123
bankCode	Bank code associated with the transaction.	"DSG"
description	Description of the transaction.	"transfer"
status	Status of the order (refer to Status Code).	0 (Apply)
statusMsg	Description of the status.	"Apply"
platSign	RSA encrypted signature for verification.	"YDPniVvWSV15vxuZDPgjowKW1fZKjNsmsbrzI-BGjpFg7d53FLar2nt5W5a78CmDj_KGdjWZo3z1RSBj2aoGSa_bDIgtCm6mz6hT852l64Wf1T4jEJi0mkzHlpVRGcy6DGjrp34Ri0cXVLyavjnjCycVpd11XE-iGE847Rbbs5aCaA4eZX7aGS25ca4gD0__fut7Qiul6FLvD2yGhK_naCsYqbAYTKhYGuWa6kotmVL36fljzwHok6LKmbR98z1gJ7GFEwe9JlUyFkH0ad2L6Tu_NT90KOeQC6F3N-jUuFKN3w1R9-WUrg6O638xrD8IkjbM6CjdqIn1qhCLjVc67g"

This table explains each field in the JSON response object, providing both the field's purpose and an example value to clarify its meaning.

{
  "platRespCode": "SUCCESS",
  "platRespMessage": "Request success",
  "platOrderNum": "W0620190809142621000000",
  "orderNum": "T201908090001",
  "money": 20000.00,
  "feeType": 0,
  "name": "MUHAMAD JUMAEDI",
  "number": "0120410580",
  "fee": 123,
  "bankCode": "DSG",
  "description": "transfer",
  "status": 0,
  "statusMsg": "Apply",
  "platSign": "YDPniVvWSV15vxuZDPgjowKW1fZKjNsmsbrzI-BGjpFg7d53FLar2nt5W5a78CmDj_KGdjWZo3z1RSBj2aoGSa_bDIgtCm6mz6hT852l64Wf1T4jEJi0mkzHlpVRGcy6DGjrp34Ri0cXVLyavjnjCycVpd11XE-iGE847Rbbs5aCaA4eZX7aGS25ca4gD0__fut7Qiul6FLvD2yGhK_naCsYqbAYTKhYGuWa6kotmVL36fljzwHok6LKmbR98z1gJ7GFEwe9JlUyFkH0ad2L6Tu_NT90KOeQC6F3N-jUuFKN3w1R9-WUrg6O638xrD8IkjbM6CjdqIn1qhCLjVc67g"
}

PHP Sample Code for Disbursement API

<?php
$private_key = 'YOUR_PRIVATE_KEY'; // Replace with your private key
$merchantCode = 'YOUR_MERCHANT_CODE_HERE'; // Replace with your merchant code
$orderNum = 'T1231511321515'; // Unique order number in your system
$money = '100000'; // Amount for disbursement
$feeType = '1'; // Fee type
$dateTime = date("YmdHis", time()); // Current date and time
$name = 'MUHAMAD JUMAEDI'; // Beneficiary name
$accountEmail = '[email protected]'; // Beneficiary email
$accountMobile = '9984574212'; // Beneficiary mobile number
$currency = 'IDR'; // Currency
$number = '0120410580'; // Account number
$bankCode = 'DSG'; // Bank code
$description = 'Test Withdraw'; // Transaction description
$notifyUrl = 'https://www.example.com/notify'; // Notification URL

$params = array(
    'merchantCode' => $merchantCode,
    'orderNum' => $orderNum,
    'money' => $money,
    'feeType' => $feeType,
    'dateTime' => $dateTime,
    'name' => $name,
    'number' => $number,
    'accountEmail' => $accountEmail,
    'accountMobile' => $accountMobile,
    'currency' => $currency,
    'bankCode' => $bankCode,
    'description' => $description,
    'notifyUrl' => $notifyUrl
);

ksort($params);
$params_str = '';
foreach ($params as $val) {
    $params_str .= $val;
}

$sign = private_key_encrypt($params_str, $private_key);
$params['sign'] = $sign;
$params_string = json_encode($params);

// $url = 'https://open.clickpay.click/gateway/cash'; // Production URL
$ch = curl_init();
curl_setopt($ch, CURLOPT_URL, $url);
curl_setopt($ch, CURLOPT_CUSTOMREQUEST, "POST");
curl_setopt($ch, CURLOPT_POSTFIELDS, $params_string);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_HTTPHEADER, array(
    'Content-Type: application/json',
    'Content-Length: ' . strlen($params_string)
));
curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE);

// Execute post
$request = curl_exec($ch);
$httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);

if ($httpCode == 200) {
    $result = json_decode($request, true);
    header('location: ' . $result['paymentUrl']);
    echo "platRespCode :" . $result['platRespCode'] . "<br />";
    echo "platRespMessage :" . $result['platRespMessage'] . "<br />";
    echo "platOrderNum :" . $result['platOrderNum'] . "<br />";
    echo "orderNum :" . $result['orderNum'] . "<br />";
    echo "money :" . $result['money'] . "<br />";
    echo "feeType :" . $result['feeType'] . "<br />";
    echo "name :" . $result['name'] . "<br />";
    echo "number :" . $result['number'] . "<br />";
    echo "fee :" . $result['fee'] . "<br />";
    echo "bankCode :" . $result['bankCode'] . "<br />";
    echo "description :" . $result['description'] . "<br />";
    echo "status :" . $result['status'] . "<br />";
    echo "statusMsg :" . $result['statusMsg'] . "<br />";
    echo "platSign :" . $result['platSign'] . "<br />";
} else {
    echo $httpCode;
}

function private_key_encrypt($data, $private_key)
{
    $private_key = '-----BEGIN PRIVATE KEY-----' . "\n" . $private_key . "\n" . '-----END PRIVATE KEY-----';
    $pi_key = openssl_pkey_get_private($private_key);
    $crypto = '';
    foreach (str_split($data, 117) as $chunk) {
        openssl_private_encrypt($chunk, $encryptData, $pi_key);
        $crypto .= $encryptData;
    }

    return base64_encode($crypto);
}

function public_key_decrypt($data, $public_key)
{
    $public_key = '-----BEGIN PUBLIC KEY-----' . "\n" . $public_key . "\n" . '-----END PUBLIC KEY-----';
    $data = base64_decode($data);
    $pu_key = openssl_pkey_get_public($public_key);
    $crypto = '';
    foreach (str_split($data, 128) as $chunk) {
        openssl_public_decrypt($chunk, $decryptData, $pu_key);
        $crypto .= $decryptData;
    }

    return $crypto;
}
?>

Explanation

This code demonstrates how to make a disbursement API request using PHP. Below are the key steps:

1. Initialize Variables: Replace the placeholders with your actual private key, merchant code, and other relevant details.
2. Create Parameters Array: Populate the $params array with the necessary information.
3. Sort and Concatenate Parameters: Sort the parameters and concatenate their values into a string.
4. Generate Signature: Encrypt the concatenated string using your private key to generate a signature.
5. Add Signature to Parameters: Add the generated signature to the parameters array.
6. Convert Parameters to JSON: Convert the parameters array to a JSON string.
7. Initialize cURL: Set up a cURL request to the API endpoint.
8. Set cURL Options: Configure the cURL request with the appropriate options, including URL, request method, headers, and body.
9. Execute cURL Request: Execute the cURL request and handle the response.
10. Display Response: Display the response details, including any error codes or messages.

Functions

• private_key_encrypt: Encrypts data using a private key.
• public_key_decrypt: Decrypts data using a public key.

Notes

• Ensure your server's PHP environment supports OpenSSL.
• Replace all placeholder values (like private key, merchant code, etc.) with your actual data.
• For production, use the production API URL.

This code provides a comprehensive example of how to integrate with a disbursement API using PHP, ensuring secure transmission through RSA encryption.

Callback

Return values are returned as HTTP POST, Merchant will need to provide a call-back page to catch the result. After receiving the notification and processing is successful, please return the string SUCCESS

Callback Parameters

HTTP Request

• Method: HTTP POST
• Type: application/json

Callback Parameters

When the payment platform sends the callback, it includes several parameters in the JSON payload. Here are the details of those parameters:

Parameter	Description	Example
platOrderNum	Payment platform order number	BK_1563278763273
orderNum	Merchant request serial number	T1231511321515
money	Request order amount	10000
feeType	0-Deducted from the transfer amount 1-Deducted from the merchant balance	0
name	Request order name	MUHAMAD JUMAEDI
number	Transfer bank card number	0120410580
fee	Transaction Fees	3000
bankCode	Transfer bank code, reference to bank list	Requested bankCode
description	Transfer description	Test Withdraw
status	Status code	2
statusMsg	Status description	SUCCESS
platSign	RSA encrypted string	ja6R8eukQY9jc8z_lihKUjxMAeOirBFTu4uRM75MZzZg8f-JnGDAdKiAVkFP8LvaHbPAhpyV1SVhe2NNmnDgqDzHAhthxf1ikGYwjmPkxnktGIHL3G3NY4IYKYnL8R8DRmpC6M9TXxrONWC4C0P_HwMDphnbqzRGxV4Z3y-EZOs

{
	"bankCode": "014",
	"description": "Test Withdraw",
	"fee": "5500.00",
	"feeType": "1",
	"money": "100000.00",
	"name": "GGG",
	"number": "8850934909",
	"orderNum": "12222222",
	"platOrderNum": "123456",
	"platSign": "Lp6pAWHb3DMKTHeR4UZR8O75Ut5+RsjiyzrCMvh+7oH2wYIXy8Mhk4rgrWKjlB7eAg0rL1aNDA7EwI2hlcrRG9bsJF/FVhlgBWBPf3lHk7CzBCW2hLsovMrf1wwdV2zLVL2PRaA0E7kFxfpLtBvu0OeNv/AJKWm+fBW8NvrJ8eg=",
	"status": "2",
	"statusMsg": "SUCCESS"
}

PHP Callback Handler

Callback Implementation

The callback URL is where the payment platform sends the response after processing a transfer request. The response is sent via an HTTP POST request in JSON format. Below is an example of a PHP script to handle this callback.

PHP Script for Handling the Callback

<?php

$res = json_decode(file_get_contents('php://input'), true);
$platSign = $res['platSign'];
unset($res['platSign']);

$public_key = 'MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQDFJ/AmUV4Z8udG8aOBUt/kEwc/DbxF5Gtfw6Y00NHQ4Pz2X2x9IxjUZxn2dnFxmrmhqKNlfwXOqyejhBzi0pSHyGoI4XP9IEfZGO6YkSb9DCY1ZxX8fDl2G+tPCbWYTVO4JutFmzTWgk1Uhhu6L9dlOMUHvZf3/6czA/a9C7azXwIDAQAB';
$decryptSign = public_key_decrypt($platSign, $public_key);

$params = $res;
ksort($params);
$params_str = '';
foreach ($params as $key => $val) {
    $params_str .= $val;
}

if ($params_str == $decryptSign) {
    if ($res['status'] == '2') {
        echo 'success';
    } else {
        echo 'fail';
    }
} else {
    echo 'fail';
}

function public_key_decrypt($data, $public_key)
{
    $public_key = '-----BEGIN PUBLIC KEY-----' . "\n" . $public_key . "\n" . '-----END PUBLIC KEY-----';
    $data = base64_decode($data);
    $pu_key = openssl_pkey_get_public($public_key);
    $crypto = '';
    foreach (str_split($data, 128) as $chunk) {
        openssl_public_decrypt($chunk, $decryptData, $pu_key);
        $crypto .= $decryptData;
    }
    return $crypto;
}
?>

Notes

• Ensure the public_key_decrypt function correctly handles RSA decryption using your public key.
• This script checks if the decrypted signature matches the concatenated parameters to ensure data integrity.
• Adjust the logic based on your specific requirements and error handling practices.

Return Values

The merchant's server should respond with a string "success" if the notification and processing are successful. If there is any failure, respond with "fail". This response should be sent back to the payment platform to confirm the receipt of the callback.

Inquiry Status

HTTP Request

To query the order status, send an HTTP POST request to the following endpoint:

Production: https://open.clickpay.click/gateway/query

Parameters

When sending the POST request, include the following parameters in the JSON body:

Parameter	Description	Example
merchantCode	Merchant number opened by the merchant on the platform	S820190712000002
queryType	CASH_QUERY
orderNum	Merchant system unique order number	T1231511321515
dateTime	Date and time of the transaction in yyyyMMddHHmmss format	20191018105510
appId	Application ID. Ignore if you didn't create an application	9039094726
sign	RSA encrypted string	ja6R8eukQY9jc8z....bqzRGxV4Z3y-EZOs

JSON Response Structure

Here’s a detailed explanation of the JSON response structure and parameters for querying the order status via the provided API endpoint.

Here is the field explanation table for the provided JSON object:

Field	Description	Example Value
platRespCode	Indicates if the request was successful.	SUCCESS (request successful), FAIL (request failed), UNKNOWN (status unknown, requires manual processing), NOTEXIST (order does not exist), ERROR (error occurred)
platRespMessage	Description of platRespCode.	"success"
platOrderNum	Order number on the platform.	"W0620190806194836000002"
orderNum	Merchant system unique order number.	"T201908060003"
amount	Amount involved in the transaction.	19877.00
fee	Charged fee.	123.00
status	Status of the order (refer to Status Code).	5
msg	Description of the status.	"Paying"
platSign	RSA encrypted signature for verification.	"HaRTNUDVVdaM5pBVTgh_s18BMVD8JC4GtMU7yIOpYaABJV_GWDnI1UENR7bAKQ1eczJz18iJDnoXIi4S_XMBa8h5zlL_kYun77XNo-39LOvTkLfbYuKw6sbApuFGhOue-GqTTq3HGqQX8HjT2QF0Toe10NspOz6WI0g28J652EE"

When you query the order status, the response will be a JSON object structured as follows:

{
  "platRespCode": "SUCCESS",  // SUCCESS indicates that the request was successful. NOTEXIST indicates that the order does not exist. FAIL indicates that the request failed.
  "platRespMessage": "success",  // Description of platRespCode
  "platOrderNum": "W0620190806194836000002",
  "orderNum": "T201908060003",  // OrderNumber of Platform
  "amount": 19877.00,
  "fee": 123.00,  // Charged fee
  "status": 5,  // Please refer to Status Code
  "msg": "Paying",  // Description of status
  "platSign": "HaRTNUDVVdaM5pBVTgh_s18BMVD8JC4GtMU7yIOpYaABJV_GWDnI1UENR7bAKQ1eczJz18iJDnoXIi4S_XMBa8h5zlL_kYun77XNo-39LOvTkLfbYuKw6sbApuFGhOue-GqTTq3HGqQX8HjT2QF0Toe10NspOz6WI0g28J652EE"
}

Example PHP Code

Below is a PHP code snippet to send the request and handle the response:

<?php
    $private_key = 'YOUR_PRIVATE_KEY';
    $merchantCode = 'YOUR_MERCHANT_CODE_HERE';
    $queryType = 'CASH_QUERY';
    $orderNum = 'T1231511321515';
    $dateTime = '20191018105510';

    $params = array(
        'merchantCode' => $merchantCode,
        'queryType' => $queryType,
        'orderNum' => $orderNum,
        'dateTime' => $dateTime
    );

    ksort($params);
    $params_str = '';
    foreach ($params as $key => $val) {
        $params_str .= $val;
    }
    $pi_key = openssl_pkey_get_private($private_key);
    openssl_private_encrypt($params_str, $sign, $pi_key);
    $sign = base64_encode($sign);
    $params['sign'] = $sign;

    $params_string = json_encode($params);

    $url = 'https://open.clickpay.click/gateway/query'; // Production
    $ch = curl_init();

    curl_setopt($ch, CURLOPT_URL, $url);
    curl_setopt($ch, CURLOPT_CUSTOMREQUEST, "POST");
    curl_setopt($ch, CURLOPT_POSTFIELDS, $params_string);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
    curl_setopt($ch, CURLOPT_HTTPHEADER, array(
        'Content-Type: application/json',
        'Content-Length: ' . strlen($params_string)
    ));
    curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE);

    // Execute post
    $request = curl_exec($ch);
    $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);

    if ($httpCode == 200) {
        $result = json_decode($request, true);
        header('location: ' . $result['paymentUrl']);
        echo "platRespCode :" . $result['platRespCode'] . "<br />";
        echo "platRespMessage :" . $result['platRespMessage'] . "<br />";
        echo "amount :" . $result['amount'] . "<br />";
        echo "platOrderNum :" . $result['platOrderNum'] . "<br />";
        echo "orderNum :" . $result['orderNum'] . "<br />";
        echo "fee :" . $result['fee'] . "<br />";
        echo "status :" . $result['status'] . "<br />";
        echo "msg :" . $result['msg'] . "<br />";
        echo "platSign :" . $result['platSign'] . "<br />";
    } else {
        echo $httpCode;
    }
?>

This script sends a POST request to the specified URL with the necessary parameters to query the order status and handles the response by printing it. Make sure to replace the placeholders with actual values specific to your integration.

Explanation:

1. Setup Parameters:

   • Replace YOUR_PRIVATE_KEY and YOUR_MERCHANT_CODE_HERE with your actual private key and merchant code.
   • Set queryType to ORDER_QUERY.
   • Set orderNum to the merchant system unique order number you want to inquire about.
   • Set dateTime to the date and time of the transaction in yyyyMMddHHmmss format.

2. Construct Parameters:

   • Construct an array $params with the required parameters.
   • Sort the parameters alphabetically by key and concatenate their values into a single string $params_str.

3. Encrypt Signature:

   • Encrypt the concatenated parameters string $params_str using the private key.
   • Base64 encode the resulting encrypted signature and add it to the $params array.

4. HTTP POST Request:

   • Convert the $params array to JSON format.
   • Set up a cURL request to send a POST request to the API endpoint (https://open.clickpay.click/gateway/query).
   • Include headers specifying the content type and content length.
   • Disable SSL verification for simplicity (CURLOPT_SSL_VERIFYPEER set to FALSE).

5. Handle Response:

   • Execute the cURL request and capture the HTTP response.
   • If the HTTP response code is 200 (OK), decode the JSON response and print the result.
   • If the HTTP response code is not 200, print the HTTP status code.

Make sure to replace placeholders with actual values specific to your integration. This script will help you inquire about the status of a transaction on the platform. Adjustments may be needed based on specific API requirements or additional security configurations.

Status Codes

Note: Order is successful only when the status value is 2, order fails when 3 or 4

Response Status	Description
0	create order
1 or 5	paying
2	withdrawal successful
3	cancel withdrawal
4	withdrawal failed

Inquiry Balance

Here is the detailed information for querying the merchant balance using the API.

HTTP Request

Production:

POST: https://open.clickpay.click/gateway/account

Parameters

Parameter	Description	Example
merchantCode	Merchant number opened by the merchant on the platform	S820190712000002
currency	Currency	IDR
dateTime	Format: yyyyMMddHHmmss	20191018105510
appId	Application ID (ignore if not applicable)	9039094726
sign	RSA encrypted string	ja6R8eukQY9jc8z....bqzRGxV4Z3y-EZOs

You can use this interface to query the merchant amount information.

Response JSON Structure

Field	Description
platRespCode	Response code. SUCCESS indicates a successful request, FAIL indicates failure.
platRespMessage	Description corresponding to platRespCode.
balance	Merchant's available balance.
freeze	Amount currently being processed for transfer.
pendMoney	Pending amount.
platSign	Signature for the response.

The above command returns JSON structured like this:

{
  "platRespCode": "SUCCESS", // SUCCESS indicates that the request was successful. FAIL indicates that the request failed.
  "platRespMessage": "success", // Description of platRespCode
  "balance": 20000.00, // Merchant available balance
  "freeze": 6000.00, // Transfer processing amount
  "pendMoney": 0.00, // Pending amount
  "platSign": "YTO7eBFIgpQRDg6iKUz3GDggg1H8e5vuPDqgCrWkoO08VixtocMB1gUyDdUaMwEfm5-Iv337ZmHOMJWO7B_2YAIabVOUUaEzE9nJfFIwZYxYXNCJwswXGEtEt8qah4oXTjOOIkiuetgORGxATclKHIvgD-Wm-eZ2DvhrgrRwdUI"
}

The following PHP code example demonstrates how to perform a balance inquiry.

<?php
    $privateKey = 'YOUR_PRIVATE_KEY'; 
    $merchantCode = 'YOUR_MERCHANT_CODE_HERE';
    $dateTime = '20191018105510';
    $params = array(
        'merchantCode' => $merchantCode,
        'dateTime' => $dateTime
    );

    ksort($params);
    $params_str = '';
    foreach ($params as $key => $val) {
        $params_str .= $val;
    }
    $pi_key = openssl_pkey_get_private($privateKey);
    openssl_private_encrypt($params_str, $sign, $pi_key);
    $sign = base64_encode($sign);
    $params['sign'] = $sign;

    $params_string = json_encode($params);
    $url = 'https://open.clickpay.click/gateway/account';
    $ch = curl_init();

    curl_setopt($ch, CURLOPT_URL, $url);
    curl_setopt($ch, CURLOPT_CUSTOMREQUEST, "POST");
    curl_setopt($ch, CURLOPT_POSTFIELDS, $params_string);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
    curl_setopt($ch, CURLOPT_HTTPHEADER, array(
        'Content-Type: application/json',
        'Content-Length: ' . strlen($params_string))
    );
    curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE);

    // execute post
    $request = curl_exec($ch);
    $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);

    if ($httpCode == 200) {
        $result = json_decode($request, true);
    } else {
        echo $httpCode;
    }
?>

Bank List

List of banks supported in disbursement:

Bank Code	Bank Short Name	Bank Name
002	BRI	Bank Rakyat Indonesia
008	Mandiri	Bank Mandiri (Persero) Tbk
009	BNI	Bank Negara Indonesia
011	Danamon	Bank Danamon Indonesia Tbk
013	Permata	PT Bank Permata Tbk
014	BCA	Bank Central Asia Tbk
015	Permata Syariah	PT Bank Permata Tbk Syariah
016	Maybank	PT Bank Internasional Indonesia Tbk
019	Panin	PT Bank Panin Tbk
022	CIMB Niaga	PT Bank CIMB Niaga Tbk
023	UOB	PT Bank UOB Buana Tbk
028	OCBC	PT Bank OCBC NISP Tbk
031	Citibank	Citibank N.A.
033	Bank of America	Bank of America NA
036	Windu	PT Bank Windu Kentjana International Tbk
037	Artha	PT Bank Artha Graha Internasional Tbk
042	Tokyo Mitsubishi	Bank of Tokyo-Mitsubishi UFJ, Ltd.
046	DBS	DBS Bank Ltd.
047	Resona Perdania	Bank Resona Perdania
048	Mizuho	Bank Mizuho Indonesia
050	Standard Chartered	Standard Chartered Bank
054	Capital	PT Bank Capital Indonesia Tbk
057	BNP Paribas	Bank BNP Paribas Indonesia
061	ANZ	PT ANZ Panin Bank
069	Bank of China	Bank of China Limited
076	Bumi Arta	PT Bank Bumi Arta Tbk
087	HSBC	HSBC Bank (Indonesia)
088	Antardaerah	Bank ANTAR DAERAH
089	Rabobank	PT Bank Rabobank International Indonesia
095	JTrust	PT Bank JTrust Indonesia
097	Mayapada	PT Bank Mayapada Internasional Tbk
110	Jawa Barat	Bank Jawa Barat dan Banten Tbk
111	DKI	Bank DKI
112	BPD DIY	Bank Pembangunan Daerah Istimewa Yogyakarta
113	Jateng	Bank Jateng
114	Jatim	Bank Jatim
115	Jambi	Bank Jambi
116	Aceh	Bank Aceh
117	Sumut	Bank Sumut
118	Nagari	Bank Nagari
119	Riau	Bank Riau
120	Sumsel Babel	Bank Sumsel Babel
121	Lampung	Bank Lampung
122	Kalsel	Bank Kalsel
123	Kalbar	Bank Kalbar
124	BPD Kaltim	Bank Pembangunan Daerah Kalimantan Timur
125	BPD Kalteng	Bank Pembangunan Daerah Kalimantan Tengah
126	SULSELBAR	Bank Sulawesi Selatan dan Sulawesi Barat
127	Sulut	Bank Sulut
128	NTB	Bank Nusa Tenggara Barat
129	BPD Bali	Bank Pembangunan Daerah Bali
130	NTT	Bank Nusa Tenggara Timur
131	Maluku	Bank Maluku
132	BPD Papua	Bank Pembangunan Daerah Papua
133	Bengkulu	Bank Bengkulu
134	SULTENG	Bank Sulawesi Tengah
135	Sultra	Bank Sultra
137	Banten	Bank Banten
145	Nusantara Parahyangan	Bank Nusantara Parahyangan
146	Bank of India Indonesia	Bank of India Indonesia
147	Muamalat	Bank Muamalat Indonesia
151	Mestika	Bank Mestika
152	SHINHAN	Shinhan Bank
153	Sinarmas	PT Bank Sinarmas Tbk
157	Maspion	PT Bank Maspion Indonesia Tbk
161	Ganesha	Bank Ganesha
164	ICBC	Industrial and Commercial Bank of China (ICBC)
167	QNB Indonesia	PT Bank QNB Kesawan Tbk
200	BTN	Bank Tabungan Negara
212	Woori Saudara	Bank Woori Saudara 1906 Tbk
213	BTPN	PT Bank Tabungan Pensiunan Nasional Tbk
405	Victoria Syariah	PT Bank Victoria Syariah
425	BJB Syariah	Bank Jabar Banten Syariah
426	Mega	Bank Mega Tbk
441	Bukopin	Bank Bukopin
451	Syariah Indonesia	Bank Syariah Indonesia
472	Jasa Jakarta	Bank Jasa Jakarta
484	KEB Hana	KEB Hana Bank
485	MNC Internasional	PT Bank MNC Internasional Tbk
490	Neo Commerce	Bank Neo Commerce
494	BRI Agroniaga	Bank Rakyat Indonesia (Agroniaga)
498	SBI Indonesia	Bank SBI Indonesia (Indomonex)
501	Royal	Bank Royal
503	National Nobu	Bank Nationalnobu
506	Mega Syariah	Bank Mega Syariah
513	Ina	Bank Ina Perdana
517	Panin Syariah	Bank Panin Syariah
520	Prima Master	Bank Prima Master
521	Syariah Bukopin	Bank Syariah Bukopin
523	Sahabat Sampoerna	Bank Sahabat Sampoerna
526	Dinar	Bank Dinar Indonesia
531	Amar	Bank Amar Indonesia
535	Seabank	Bank Seabank Indonesia
536	BCA Syariah	Bank Central Asia Syariah
542	Jago	PT Bank Artos Indonesia
547	BTPN Syariah	Bank Tabungan Pensiunan Nasional Syariah
548	Multiarta Sentosa	Bank Multiarta Sentosa
553	Mayora	PT Bank Mayora Indah Tbk
555	Index Selindo	PT Bank Index Selindo
559	CNB	Central Nasional Bank
564	Mantap	PT Bank Mantap Sejahtera
566	Victoria Intl	PT Bank Victoria International
567	Harda	PT Bank Harda Internasional Tbk
688	BPR KS	Bank Pembangunan Daerah Kepulauan Selayar
945	IBK	PT Bank IFI
947	Aladin Syariah	Bank Aladin Syariah
949	CTBC Indonesia	China Trust Commercial Bank, Indonesia Branch
950	Commonwealth	Commonwealth Bank of Australia

List of wallet supported in disbursement:

Wallet Code	Wallet Name
10001	OVO
10002	Dana
10003	Gopay
10008	ShopeePay
10009	LinkAja

Changelog

Version 1.0

• Created API documentation